Investments & inheritance
At Futures Assured, we’re here to guide your financial future with over 20 years of trusted, expert advice behind us. Whether you’re looking to plan your upcoming retirement or would like advice on your current retirement plan, our advisors are here to support you.
With so many different types of investments on the market it can be very difficult to decide
As independent financial advisers we can search the whole of the investment marketplace for the best product to suit your needs, objectives, personal circumstances and financial circumstances…
How we work with you
At Futures Assured Limited when we are giving our advice to client about investments, we consider it vital to take into account the following factors:-
- The period you are considering investing (usually we would expect this to be a minimum term of 5 years) and the likelihood of access to the investment before this period
- The investment risk you are prepared to take and also the investment risk you are able to take based on your financial circumstances.
- Your tax situation, to ensure the maximum tax efficiency.
- The objectives for your investment which maybe for general long-term investment with no specific purpose, fund further education, fund long term care or even that once in a lifetime holiday you are planning for the future.
Understanding the types of investments
With any type of investment there is a risk, for example, a Cash ISA has an inflation risk meaning that if the rate of inflation is greater than the growth been achieved then consequently after a period of time the real value of your savings could be worth less in real term than the amount you originally saved. Equally, a very highly speculative investment can produce a growth far greater that the rate of inflation but has the potential for significant losses should there be a market downturn which effects the funds invested.
It is very important that you understand the risk you are taking with your investment therefore our financial advisers will ensure you understand the potential losses and gains of any risk strategy you are considering. They would then be able to recommend the most suitable investment strategy which matches the risk you are prepared and able to take, and as Independent Financial Advisers we have access to thousands of different types and styles of investment funds from capital protected products (where your initial investment is guaranteed after a set period), to low risk, to medium risk and even to very highly speculative. This means we can assist you with your investment planning regardless of your risk profile.
Find out Futures Assured can support your financial query today.
These days finding somewhere to save on a regular basis with the potential for a return greater than that offer by a Cash ISA or a deposit account is not easy, however as Independent Financial Advisers we have access to a range of different savings product which could achieve that goal.
How we work with you
At Futures Assured Limited when we are giving our advice to client about investments, we consider it vital to take into account the following factors:-
- The period you are considering investing, usually we would expect this to be a minimum term of 10 years.
- The investment risk you are prepared to take with your regular savings and the investment risk you are able to take based on your financial circumstances.
- Your tax situation, to ensure the maximum tax efficiency.
- Your goals and objectives for your savings which maybe for funding further education, that once in a lifetime holiday or just a nest egg for the future.
It is very important that you understand the risk you are taking with your investment therefore our financial advisers will ensure you understand the potential losses and gains of any risk strategy you are considering. They would then be able to recommend the most suitable investment strategy which matches the risk you are prepared and able to take, and as Independent Financial Advisers we have access to thousands of different types and styles of investment funds from capital protected products (where your initial investment is guaranteed after a set period), to low risk, to medium risk and even to very highly speculative. This means we can assist you with your investment planning regardless of your risk profile.
Find out Futures Assured can support your financial query today.